Programs & Services - Employee Benefits

Employee Benefits

Employer-paid Group Benefits

  • Group Medical plans (Indemnity, PPOs, HMOs, HSAs, partially self-funded and buy-up or multi-option)
  • Dental plans (Indemnity, partially self-funded and DMOs)
  • Vision plans
  • Group Term Life insurance
  • Short and long term disability insurance
  • Integration of Health Savings Accounts (HSAs) and Health Reimbursement Accounts (HRAs)
  • Legislative compliance (Colorado Continuation, COBRA, ERISA, FMLA, HIPAA, etc)

Voluntary Group Products

  • Term and universal life insurance
  • Long and short term disability insurance
  • Long term care insurance
  • Legislative compliance (Colorado Continuation, COBRA, ERISA, FMLA, HIPAA, etc)

Cafeteria Plans

  • “Premium Only Plan” document and signature ready 5500 form prepared
  • Design of medical expense and dependent care accounts
  • Consultation and selection of professional administration to adjudicate and pay claims and prepare government reports
  • Legislative compliance (Colorado Continuation, COBRA, ERISA, FMLA, HIPAA, etc)
  • Full flex administration

Retirement Plan Services

  • Pension, target-benefit and profit sharing plans
  • 401(k) profit sharing plans
  • New comparability/age weighted plans
  • 403(b)/457/TSA Plans for non-profits and municipalities
  • Conduit IRA planning

Non-insured Arrangements

  • Employee assistance plans
  • Employee wellness programs
  • Employer policy and procedures manual
  • Employer funded sick leave plans
  • Legal plans

Executive Financial Services

  • Key executive coverage
  • Buy/sell arrangements
  • Personal financial planning
  • Personal line coverage

COBRA Services

Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986. The law amends the Employee Retirement Income Security Act (ERISA), the Internal Revenue Code and the Public Health Service Act to provide continuation of group health coverage that otherwise would be terminated.

The experts at The Wright Group will make sure company is compliant with every detail of the complicated COBRA health benefit provisions.